Ray Law Group PLLC · Primary practice focus

Solar claims we handle for Texas homeowners

Most of these disputes end up in arbitration under the clause buried in your purchase agreement. We prepare them that way from day one.

Deceptive Sales Practices

Overstated production estimates, promised utility bill elimination, misrepresented federal tax credits, or a payment that jumps after 18 months. Under the Texas DTPA, false or misleading statements made to induce a sale can support claims for economic damages, and additional damages where the conduct was knowing or intentional.

Unfinished & Never-Energized Systems

Panels on the roof but no permission to operate, failed inspections, missing interconnection, or an installer that went out of business mid-project. These cases often involve claims against both the installer and the finance company that funded the project before completion.

Solar Loan & Dealer Fee Disputes

Hidden dealer fees rolled into the principal, escalating payment schedules, loans funded on forged or e-signed completion certificates, and lenders that ignore documented disputes. Depending on the paperwork, a lender may be subject to the same claims and defenses you have against the seller.

Defective Installation & Roof Damage

Leaks, improper flashing, voided roof warranties, unlicensed subcontractors, electrical code violations, and fire risk from bad workmanship. We work with roofing and electrical experts to document the defect and the cost to repair.

UCC-1 Liens & Title Problems

Fixture filings recorded against your property that surface when you try to sell or refinance. We pursue release of improper filings and damages caused by the clouded title.

Warranty & Performance Guarantee Failures

Production guarantees that are never honored, monitoring that was never activated, and workmanship warranties abandoned after a company reorganizes or rebrands.

Cancellation & Rescission After the 3-Day Window

The federal cooling-off period is not the only path out of a solar agreement. Where required cancellation or lending disclosures were never properly delivered, or where the sale was induced by misrepresentation, unwinding the deal can remain on the table long after three days have passed.

Truth in Lending & Disclosure Problems

Missing or defective Truth in Lending Act disclosures, amounts financed that do not match what you were shown, and completion certificates the lender funded on before the system was finished. Depending on the paperwork, the finance company is a party to the dispute, not a bystander.

Leases, PPAs & Home Sales

Transfer denials, buyout figures that bear no relation to the equipment's value, and escalator clauses that break a buyer's financing. We handle disputes that surface when a leased or PPA system stands between you and a closing.

Bankrupt Installers & The Holder Rule

When the installer has gone out of business or disappeared, the finance company that funded the project may still be answerable. We use the FTC Holder Rule and related lending claims to keep a real defendant in the case.

What to gather

Documents that make your review faster

  • Solar purchase agreement or lease/PPA, including all attachments
  • Loan documents, payment schedule, and dealer fee disclosures
  • Production or savings estimate you were shown during the sales pitch
  • Texts, emails, or recordings with the salesperson
  • Permit, inspection, and interconnection paperwork
  • Utility bills before and after installation, plus monitoring screenshots
  • Any correspondence with the installer, lender, or a collection agency

Do not worry if you are missing pieces. Bring what you have; we can request the rest.

Think your solar contract wasn't what you were promised?

Tell us what happened. We review Texas solar contracts, loan documents, and arbitration clauses at no cost.